Many people don’t have a will – not because they don’t care, but because of assumptions and misunderstandings.
So, in honour of Wills Month, we’re taking the opportunity to clear up some common misconceptions and help you feel more confident about getting your affairs in order.
It’s not just about big inheritances or large property portfolios. Even if your estate is modest, a will ensures:
Without one, those decisions are made for you and may not reflect your wishes.
Not always. If you die intestate (without a will), New Zealand law splits your estate between your partner and other family members – often in unexpected ways. This can result in disputes or unintended consequences, especially in blended families or de facto relationships.
Wills aren’t “set and forget.” If you’ve had any major life changes – marriage, separation, new children or grandchildren, changes to property or finances – your will might need updating. An outdated will can be as problematic as not having one at all.
Accidents and illness don’t discriminate by age. Adults of all ages should have a will – especially if you have children, own assets, or want to make your wishes known. Having one is a gift to your loved ones, sparing them uncertainty during an already difficult time.
It doesn’t have to be. A professionally prepared will is usually more affordable and straightforward than people expect. And when you consider the cost – financially and emotionally – of dying without one, it’s a smart investment.
Whether you’re just starting out or looking to update an existing will, we’re here to help you get it sorted — clearly, compassionately, and with your wishes at the heart of it all.
